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Asafren, you are basically saying that because the bank is priced at 15x some disastrously low potential future earnings scenario (which will never happen go back to the mid 90s and look at what the bank earns in various environments!), it is not cheap, even though if they wanted to liquidate it tomorrow it would be worth about $700 per share. [url=http://www.batleygarages.co.uk/abercrombie-uk/]abercrombie uk[/url] What would the TCE/assets ratio look like with $7 million in earnings and a 0.75% ROA? Low 20s?!!!Honestly, if the yield landscape was such that earnings were going to be zero for the next five years, the bank could just close its doors, sell its loans and deposits and securities, sell its building, and send every shareholder [url=http://www.loricagi.co.uk/category/hollister-uk-clearance/]hollister uk clearance[/url] a nice check for $680+ per share. A dollar selling for 65 cents is cheap.
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