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The ultimate loss is in the $90,000 range, because neighbors have now purchased the house for a whopping $18,000 - just so they could tear it down. After selling costs, investors will recoup about $15,000.
Article Tags: Credit Crunch
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We all know now that low teaser rates were offered to buyers who could barely make payments at 1% - and thus lost their homes to foreclosure when the introductory period ended and their rates escalated to 8%, 9%, and in some cases double digits.
Should the borrowers be blamed for not reading the fine print? Should they [url=http://www.ttcarpets.co.uk]mulberry sale[/url] be blamed for not insisting upon knowing what their payment would be when the teaser rate expired? Should they be blamed for signing for an obligation they knew they could not fulfill?
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The January 3 [url=http://www.fayatindia.com/giuseppe-zanotti.html‎]www.fayatindia.com/giuseppe-zanotti.html‎[/url] article tells the tale of a 576 square foot "shack" in Arizona. This little 2 bedroom house, with windows boarded up, carries a notice stapled to the wall: "Unfit for human occupancy." And yet, less than 2 years ago, an Arizona lender gave a $103,000 loan to the home's unemployed occupant. Her adjustable rate mortgage, which started at 9.25%, was capped at 15.25%.
A recent article in the Wall Street Journal suggests that less-than-honest lenders and appraisers must also shoulder some of the responsibility.
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